FCA-Compliant AI Deployment for UK Financial Services
Trovix builds AI systems that satisfy FCA Consumer Duty obligations, PRA model risk requirements and ICO data protection obligations. Every deployment includes audit trails, explainability, human oversight and data sovereignty as standard.
FCA Consumer Duty compliance
Explainability and audit trails for every AI-assisted customer decision. Fair outcome evidence generated automatically.
PRA model risk management
ML models governed in line with SS1/23. Concentration risk assessment and fallback procedures included.
Fraud detection and AML
Real-time ML fraud scoring with SHAP explainability. Automated SAR drafting. Integrated into your payments infrastructure.
Reconciliation and reporting
Automated reconciliation across CASS, nostro and inter-entity positions. Reporting data extracted and validated automatically.
A retail financial services firm cut false positives by 84% and reached 99.1% fraud detection precision. FCA explainability log generated automatically for every decision.
Read the case study →Frequently asked questions
What does FCA Consumer Duty require for AI?
Under PS22/9, firms must demonstrate fair outcomes for every AI-assisted customer decision. This means explainability, audit trails, and evidence that AI does not create foreseeable harm. Trovix builds these requirements into every deployment.
How do you satisfy PRA SS1/23 model risk requirements?
SS1/23 requires documented model governance including validation, performance monitoring and fallback procedures. Trovix provides full MLOps infrastructure with version control, drift monitoring and documented fallback capability.
Can AI decisions be explained to the FCA?
Yes. Trovix uses SHAP feature attribution for ML decisions, providing quantified explanations of which factors drove each outcome. This satisfies FCA explainability requests and supports Consumer Duty documentation.
Does processing stay within the UK?
Trovix can deploy entirely within UK data boundaries using AWS UK, Azure UK or on-premise infrastructure. Data residency compliance is confirmed before build begins.
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